Frequently Asked Questions

Do I need to give out any personal information to receive my free insurance quotes?

No. Filling out our safe and secure form requires no personal information.

Do I really need homeowners insurance?

Yes. Insurance protects you against many risks you may face as a homeowner or as a renter. This is why mortgage lenders require homeowners insurance. A standard homeowners insurance policy will protect your home’s structure and your personal belongings in the event of a destructive event. If there was a fire or the contents of your home are damaged or stolen, you may not be able to afford to replace everything that was lost.

Homeowners insurance generally protects you against liability. That means legal responsibility for any injuries and property damage to others caused by you or members of your family. If someone falls or is injured on your property, they could sue you. You could be at risk of facing thousands of dollars just for legal fees — regardless of the outcome of the suit.

Do I really need auto insurance?

Yes. Auto insurance is now mandatory in every state in the U.S. However, insurance carrying laws vary from state to state. To make sure you’re taking the right coverage, visit your state’s government transportation website.

Are there discounts available?

Perhaps!  With experience comes knowledge. We know where to find hidden discounts and how to bundle options, so you get the best coverage for the lowest price. Need help? Just give us a call: 1-800-987-2121.

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