The material provided on the ChallengeMyRate.com website, including the information and any images incorporated in the site, is for your personal private non-commercial use only. You may not modify, republish, post or transmit anything you obtain from this website, including anything you download from the site, unless you first obtain our consent. You agree not to engage in systematic retrieval of data or other content from ChallengeMyRate.com. We request that you not create any kind of hyperlink from any other site to ours unless you first obtain our permission.
It is very important that you read the next two sections carefully.
Challengemyrate.com will not be responsible for any damages or injuries that accompany or result from your use of its sites. These include (but are not limited to) damages or injury caused by any: (1) use of (or inability to use) the sites; (2) use of (or inability to use) any site to which you hyperlink from its websites; (3) failure of performance; (4) error; (5) omission; (6) interruption; (7) defect; (8) delay in operation or transmission; (9) computer virus; or (10) line failure. We are not liable for any consequential or incidental damages, which are damages intended to compensate someone directly for a loss or injury, damages reasonably expected to result from a loss or injury, or other miscellaneous damages and expenses resulting directly from a loss or injury. Furthermore, except as provided below, we are not liable even if we have been negligent or if our authorized representative has been advised of the possibility of such damages or both.
However, in certain states where the law may not allow us to limit or exclude liability for these incidental or consequential damages, the above limitation may not apply and you may have the right to recover these types of damages. In any event, our liability to you for all losses, damages, injuries and claims of any kind, whether the damages are claimed under the terms of a contract, or they are claimed to be caused by negligence or other wrongful conduct or any other legal theory, will not be greater than the amount you have paid to access our sites.
The material on our sites is provided as is. This means that challengemyrate.com disclaims all express and implied warranties about the material in the sites. This includes, but it is not limited to, warranties that: (1) the material is of any particular level of quality or is fit for a particular purpose; (2) that the functional elements contained in the materials will be uninterrupted or error-free; (3) that defects will be corrected; (4) that our sites, or the servers that make them available are free of computer viruses or other harmful components or conditions; or (4) that information contained in the sites is accurate as of any particular date.
By providing material on our website ChallengeMyRate.com does not in any way promise that the materials will remain available to you or that you will qualify for the products we offer. ChallengeMyRate.com is entitled to terminate all or part of any of its Websites at any time, without notice to you.